Endowing Today for Tomorrow…

The beginning of a new decade is a time of change and renewal for all of us – a time to reassess priorities and a time to order our own personal affairs. It is a time of reflection and a time of new beginnings…a time to think about how you give back to your community and a time to consider the legacy you will leave your community.

Here at CAPTAIN, we experience the generosity of individuals every day. It comes in many forms - volunteerism, gifts of cash, food, clothing, or simply an offer to help. Whether the gift is goods, services, time or money, you can be assured that CAPTAIN will provide exceptional stewardship of your gift. In fact, 94.9% of CAPTAIN funds go directly to programs and services. As the CAPTAIN organization, Board, staff and volunteers, have assumed responsibility for the welfare of a large segment of our community, we look to our supporters to help this vision thrive.

To request more information, please:

How You Can Make A Tax Deductible Gift 
To Support Captain

Nothing can be more satisfying than leaving a mark on an organization that has a history of serving children and families who are seriously challenged in many areas of their lives. We invite you to review the following ways that you can help your community and your neighbors. Your support is more important and appreciated than we can ever convey!

Outright Gifts

  • Gifts Of Cash 
- Gifts of cash are the most common and often the simplest to make. Checks should be made payable to CAPTAIN and can be sent to 5 Municipal Plaza, Clifton Park, NY 12065. You can download CAPTAIN's Donation Form (PDF, 528 Kb).
  • Gifts-In-Kind
 - Another way to support CAPTAIN is through gifts of tangible personal property.
  • Gifts Of Securities 
- Gifts of appreciated stocks, bonds, or mutual funds can provide special tax advantages. These include a charitable deduction for the full fair market value of the gift and avoidance of capital gains taxes. For information, please call CAPTAIN at 371-1185.
  • Memorial Or Tribute Gifts 
- Any gift may be designated in memory or honor of a friend or loved one. The family of the deceased or person honored will be notified of such gifts.
  • Gifts Of Real Estate 
- Gifts of homes, farms, and other real property can receive the same tax treatment as gifts of appreciated securities. If property has appreciated over time, its sale may result in a substantial amount of capital gains taxes being due. If debt-free property is donated, the donor receives a deduction for the appraised value. We encourage real estate gifts that are not subject to liens or restrictions that may affect their market value. We usually liquidate such gifts. For information, please call us at 371-1185.
  • Corporate Matching Gifts 
- You may be able to multiply the value of your gift by participating in a matching gift program provided through an employer such as General Electric or IBM. Your employer’s personnel office can provide you information and forms to take advantage of this unique leveraging opportunity. Gifts from retirees and spouses may also qualify for a match.

Planned Or Deferred Gifts

  • Bequests By Will or Living Trust 
- The most common form of deferred or planned gift is a charitable bequest. A will or living trust is a very personal matter and should be prepared with an attorney.
  • Life Income Gifts 
- Numerous tax and financial benefits may be realized with a life income gift such as a charitable gift annuity or charitable remainder trust. The donor makes an irrevocable gift of cash, securities or property and receives income (may include another beneficiary, such as a spouse) for either life or a specified term of years. When the specified period ends, the remainder goes to support CAPTAIN
  • Charitable Lead Trusts 
- This type of charitable trust would pay CAPTAIN a fixed amount or percentage of an asset for a term of years. Thereafter, the assets are passed on to loved ones, and applicable estate, gift, and generation skipping taxes on the trust assets may be significantly reduced.
  • Gifts Of Life Insurance
 - You may want to consider naming CAPTAIN as beneficiary of a life insurance policy. If CAPTAIN is named both the sole owner and the beneficiary, the contributor is eligible to receive an immediate charitable deduction for the policy’s fair market value or the net premiums paid, whichever is less. Additional premiums paid may also be tax deductible.
  • Retirement Plan Gifts
 - Designation of CAPTAIN as primary or contingent (after a spouse) beneficiary of a private pension fund (e.g., IRA, SEP, 401(k), profit sharing plan) can result in the most “tax wise” testamentary gift possible. Retirement accounts are subject to taxes that other estate assets may avoid. Simply designate CAPTAIN as beneficiary on your plan’s “Beneficiary Designation” form.
  • Retained Life Estate
 - You may generate a current income tax deduction by giving a home or farm to CAPTAIN while retaining the right to occupy, rent, or otherwise use the property during your lifetime. The property will also be removed from your taxable estate.

Deductibility

CAPTAIN is a qualified charitable organization and meets the standards and requirements of Internal Revenue Code Section 501(c) (3). All contributions are deductible for federal income tax purposes (subject to statutory limitations) and for federal estate and gift tax purposes.